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Room: CC Suite 201
Phone: (609) 652-4203
Fax: (609) 626-5517
Email: Finaid@stockton.edu

Undergraduate Sources of Financial Aid

Federal Aid

State Aid

Institutional Aid

Veteran Benefits

Outside Resources


Federal Direct Educational Loan Program (Direct Loan)
Loans made through this program are referred to as Direct Loans.  Eligible students and parents borrow directly from the U.S. Department of Education at participating schools.  Direct Loans include subsidized and unsubsidized Direct Stafford Loans (also known as Direct Subsidized Loans and Direct Unsubsidized Loans), Direct PLUS Loans, and Direct Consolidation Loans.  You repay these loans directly to the U.S. Department of Education.  You must be enrolled at least half-time to receive Stafford  and  Loans for Parents of  Dependent Students (PLUS)  funds. 

Federal Direct PLUS Loans are loans parents can obtain to help pay the cost of education for their dependent undergraduate children.

Federal Direct Consolidation Loans allow student or parent borrowers to combine multiple federal education loans into one loan with one monthly repayment.

Stafford Loans are either subsidized or unsubsidized.  A subsidized loan is awarded on the basis of financial need. The federal government pays interest for the loan ("subsidizes" the loan) until you graduate or stop attending half-time and during authorized periods of deferment. An unsubsidized loan is not awarded on the basis of need. You'll be charged interest from the time the loan is disbursed until it is paid in full.  You will begin repayment on the principle 6 months after you stop attending half time or graduate.

If dependent, your subsidized and unsubsidized Stafford annual eligibility is as follows:  
 

 
Freshman
Sophomore
Junior
Senior
Subsidized
$3,500
$4,500
$5,500
$5,500
Unsubsidized
$2,000
$2,000
$2,000
$2,000
Total
$5,500
$6,500
$7,500
$7,500

If independent, your subsidized and unsubsidized Stafford annual eligibility is as follows: 

 
Freshman
Sophomore
Junior
Senior
Subsidized
$3,500
$4,500
$5,500
$5,500
Unsubsidized
$6,000
$6,000
$7,000
$7,000
Total
$9,500
$10,500
$12,500
$12,500


Federal Work Study Program (FWS)

College Work Study provides jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to the student's course of study. Visit this website for further information.

 
Federal Perkins Loan Program (PERK)
A Federal Perkins Loan is a subsidized low-interest (5 percent) loan for both undergraduate and graduate students with exceptional financial need. Your school is your lender and the loan is made with government funds. You begin repayment of the principle and interest to your school 9 months after you stop attending half-time or graduate .

 
Federal Pell Grant Program
A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded only to undergraduate students who have not earned a bachelor's or professional degree. For many students, Pell Grants provide a foundation of financial aid to which other aid may be added. 

 
Tuition Aid Grant
Students, who are or intend to be full time undergraduates at an approved New Jersey college, university or post secondary institution, are eligible. Applicants must demonstrate need for college student aid and must have been legal residents of New Jersey for at least 12 consecutive months before receiving the grant. Students who have received a baccalaureate degree are not eligible.


NJ Educational Opportunity Fund Grant
Applicants must be New Jersey residents for 12 consecutive months prior to applying. To be eligible, the applicant must be a student from a background of historical poverty, who demonstrates financial need. Applicants must also be enrolled full time and matriculated at a participating New Jersey college or university


NJ Governor's Urban Scholarship Awards

The Governor's Urban Scholarship is a merit award available to students who rank in the top 5.0 percent of their high school class and attain a grad point average of at least 3.0 at the end of the junior year in high school, file a FAFSA and have a New Jersey Eligibility Index below 10500.


NJ STARS II
NJ STARS II is a continuation of NJ STARS that enables successful NJ STARS students to earn a bachelor’s degree at a NJ four-year public institution. Students must have been a NJ STARS recipient, graduated from a NJ county college with an associate degree with the required cumulative grade point average (GPA)  3.25 or higher, be enrolled full-time at a NJ four-year public institution,  and must have applied for all forms of State and Federal need-based grants and scholarships within established deadlines.  To have this scholarship applied to your account, you must provide a copy of your transcript to Stockton's Admissions office that indicates that you have earned your associates degree with a GPA of 3.25 or higher.  

To maintain your NJ STARS II eligibility at Stockton you must earn at least a 3.25 GPA after two consecutive semesters of enrollment in the program.

NJ STARS II will be applied for up to four semesters of continuous enrollment (excludes summer).  

Based on the timeframe you began the NJ STARS II program, please read the program eligibility requirements in the links provided below.

Spring transfer students must process federal and state corrections to the FAFSA to have their application for the Spring semester available in Stockton's financial aid database. Click here for information on the process and how to access both the federal and state websites.


Freshman Scholarships
Stockton generally awards scholarships to students who rank up to the top  15% of their high school class and who have earned a combined total Scholastic Aptitude Test (SAT) critical reading and math score of 1150 or better. Freshman Scholarships range in amounts up to full tuition, fees, and housing for each of all four undergraduate years spent at Stockton. For further information about Freshman Scholarships, call the Office of Enrollment Management at 609-652-4261 or  Click here for more information.


Stockton Foundation Scholarships
The Richard Stockton College Foundation Academic Scholarship Program is funded by individual, corporate and civic sponsors as well as through the Foundation's General Scholarship Fund. Scholarships are available for upperclass students, and are based on academic achievement. Details and applications are available in the Office of Enrollment Managment or the Development Office.   You may also obtain a scholarship application on the web.